24-Hour Banking

Internet Banking | VoiceAccess | ATM/Debit Cards | Credit Cards

Internet Banking

In a hurry? Don't have time to drop by the bank? Then it's time for Internet banking. Your personal computer becomes your own personal banking center. You'll be able to take care of your finances anytime, day or night, from anywhere...even on holidays! All you need is an Internet connection and an account with us here at The State Bank. It's that simple!

With Internet Banking, you can:

Check Your Balance - view and access every account in your portfolio
Check Account History - view your account history, access your monthly statement, download account information directly to Excel, Quicken or Microsoft Money, even search for a particular item or items by check number, dollar amount, or date!
Transfer Money - initiate a transfer of money between accounts and view past transfer history.
Pay Bills - use BillPayer to schedule one time or multiple payments, even recurring payments of fixed or variable amounts.
Use Q Cards - send yourself email alerts! Alerts can be sent when your account balance goes above or below a specified amount or on special occasions like birthdays or anniversaries.
Other Services - while online, you can change your mailing address, request stop payments, re-order checks, send secure e-mail, even request savings bonds.
Feel Secure - feel safe knowing that there is nothing to worry about. There are a lot of concerns about the security of information shared over the Internet. Not with us; our security is state-of-the-art. No entry is allowed without your authenticated, encrypted access ID and pass code.

All of your accounts at The State Bank will be linked together in what is referred to as a portfolio. Linked accounts will have one common owner. The State Bank Internet Banking Enrollment Form should be completed and submitted by the authorized common owner. After the completed Enrollment Form is received by The State Bank, a temporary password and confirmation letter, along with any disclosures, will be sent to you via mail.

VoiceAccess Telephone Banking

Our automated telephone banking system allows you to bank anytime, anywhere. Call toll free 24 hours a day, 7 days a week from the comfort of your home, office or car. VoiceAccess is not only quick and easy, it's totally FREE!

Call toll free 1-866-336-4625 or 712-336-4625.

Some of the features VoiceAccess offers:

Check your current & available balance
Access check, withdrawal, & deposit history
Transfer funds between your State Bank accounts
Check CD & loan maturity dates
Lookup loan detail & make payments
Interest paid for previous & current year
Check loan & deposit account interest rates

You will be prompted to enter your account number and personal identification code (PIN). The initial PIN is the last four digits of the primary account holder's social security number. At that time the system will prompt you to change your PIN. Remember, never share your PIN with anyone and never write it down - memorize it!. If you forget your PIN, just give us a call at 712-336-2455 and we will instruct you on how to get a new one.

ATM / Debit Cards

Use our handy debit card to write "electronic checks" at any merchants accepting MasterCard - worldwide! No more worries about having your checks accepted anywhere. Plus you can use your debit card for ATM transactions, too. Make checking or savings deposits, withdrawals or account transfers whenever you like. Stop in and apply for one today.
Find an ATM near you.

Also, as a service to our customers, The State Bank has joined a network of community banks which allows our customers to use an ATM with this symbol and avoid paying surcharge fees from the ATM host bank. Privileged Status ATM Locator

Spirit Lake Locations

The State Bank - 1902 Hill Avenue
Casey's General Store - 1304 18th Street
Fareway - 1906 Keokuk Avenue

Terril Location

The State Bank - 101 N State Street

Credit Cards

Take advantage of instant buying power and convenience at the same time. The State Bank teams up with Elan Financial Services to provide you with numerous options. Whether it is for personal or business use, there is a card tailored for your needs. Elan

Visa® Personal Cards

Platinum
Young Adult
College
Secured
Cash Rewards Platinum
Select Rewards Platinum
Signature Card

Visa® Business Cards

Business
Business Travel
Platinum Business Rewards

Learn more about Visa Credit Cards.