The State Bank

Spirit Lake • Terril

The State Bank

1902 Hill Ave • Spirit Lake, IA 51360 • 712.336.2455
101 N State Street • Terril, IA 51364 • 712.853.6200


Mortgage Loans


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Savings Bonds

Calculators

Loan Calculator

Use this calculator to determine the payment amount for a loan.

Investment Calculator

Use this calculator to determine the value of an initial investment after a certain period of time.

Annuity Calculator

Use this calculator to determine the value of a series of scheduled contributions.

Deposit Insurance Estimator

Use this FDIC tool to determine how much deposit insurance coverage you have.

The State Bank accepts no liability for any losses as a result of the use of these calculators and makes no guarantee as to the accuracy of these calculators. The calculators are provided for informational use only.


NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010 through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trus Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.