The State Bank

Spirit Lake • Terril

The State Bank

1902 Hill Ave • Spirit Lake, IA 51360 • 712.336.2455
101 N State Street • Terril, IA 51364 • 712.853.6200

Online Banking

Login Now


Mortgage Loans


Apply Now


Calculators

Loan Calculator

Use this calculator to determine the payment amount for a loan.

Investment Calculator

Use this calculator to determine the value of an initial investment after a certain period of time.

Annuity Calculator

Use this calculator to determine the value of a series of scheduled contributions.

Deposit Insurance Estimator

Use this FDIC tool to determine how much deposit insurance coverage you have.

The State Bank accepts no liability for any losses as a result of the use of these calculators and makes no guarantee as to the accuracy of these calculators. The calculators are provided for informational use only.

On October 3, 2008, FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2013.

Beginning January 1, 2010 The State Bank will no longer participate in the FDIC's Transaction Account Guarantee Program. Thus after December 31, 2009, funds held in noninterest-bearing transaction accounts will no longer be guaranteed in full under the Transaction Account Guarantee Program, but will be insured up to $250,000 under the FDIC's general deposit insurance rules.