The State Bank

Spirit Lake • Terril

The State Bank

1902 Hill Ave • Spirit Lake, IA 51360 • 712.336.2455
101 N State Street • Terril, IA 51364 • 712.853.6200

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At The State Bank, we value our customers and their opinions. Please feel free to submit any comments or questions you have about our institution, it's services, or this web site. Having satisfied customers is our number one goal. If you need more information on our many services, you can request that information here as well. If you'd rather send an e-mail, send it to info@statebankspiritlake.com.

Spirit Lake
1902 Hill Avenue
Spirit Lake, IA 51360
Ph: 712.336.2455
Fax: 712.336.2463

Lobby Hours
M-F: 8:30am to 4:00pm

Drive Up Hours
M-F: 8:30am to 5:30pm
Sat.: 9:00am to Noon		 Terril
101 N State Street
Terril, IA 51364
Ph: 712.853.6200
Fax: 712.853.6201

Lobby Hours
M-F: 9:00am to Noon & 1:00pm to 3:00pm

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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010 through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trus Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.