The State Bank

Spirit Lake • Terril

The State Bank

1902 Hill Ave • Spirit Lake, IA 51360 • 712.336.2455
101 N State Street • Terril, IA 51364 • 712.853.6200


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At The State Bank, we value our customers and their opinions. Please feel free to submit any comments or questions you have about our institution, it's services, or this web site. Having satisfied customers is our number one goal. If you need more information on our many services, you can request that information here as well. If you'd rather send an e-mail, send it to info@statebankspiritlake.com.

Spirit Lake
1902 Hill Avenue
Spirit Lake, IA 51360
Ph: 712.336.2455
Fax: 712.336.2463

Lobby Hours
M-F: 8:30am to 4:00pm

Drive Up Hours
M-F: 8:30am to 5:30pm
Sat.: 9:00am to Noon
Terril
101 N State Street
Terril, IA 51364
Ph: 712.853.6200
Fax: 712.853.6201

Lobby Hours
M-F: 9:00am to Noon & 1:00pm to 3:00pm

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On October 3, 2008, FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2013.

Beginning January 1, 2010 The State Bank will no longer participate in the FDIC's Transaction Account Guarantee Program. Thus after December 31, 2009, funds held in noninterest-bearing transaction accounts will no longer be guaranteed in full under the Transaction Account Guarantee Program, but will be insured up to $250,000 under the FDIC's general deposit insurance rules.