The State Bank
The State Bank

1902 Hill Ave • Spirit Lake, IA 51360 • 712.336.2455
101 N State Street • Terril, IA 51364 • 712.853.6200

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ICBA Visa® Gift Card

24-hour customer support at 1-888-713-3424 or click here for more information

Fee Schedule

ATM/ShazamChek Card Issue $   3.00
ATM/ShazamChek Card Reissue $   3.00
ATM/ShazamChek Transaction Fee including Sales Tax
(terminal not owned by us)
$   0.54
OD Protection Charge (per transfer) $   5.00
Personal Money Order $   2.00
ICBA Visa® Gift Card $   4.99
ICBA Visa® Travel Money Card $   7.95
Overdraft Fee (each)a $ 22.00
Return Item Fee (each)b $ 22.00
Charge Back Deposited Item (each) $   5.00
Account Research (per hour) $ 10.00
Account Balancing Assistance (per hour) $ 10.00
Duplicate Statement $   1.00
Safe Deposit Box Rent
Small
Medium
Large
Drilled Entry

$ 15.00
$ 30.00
$ 40.00
$ 150.00
Internet Banking Bill Payer charge (per month) $   4.95
Cash Manager Bill Payer charge (per month) $ 14.95
Cash Manager ACH charge (per month) $ 40.00
Stop Payment Charge (each) $ 20.00
Wire Transfer (each) $ 20.00
Garnishments (each) $ 25.00
Levies (each) $ 25.00
Exceeded maximum preauthorized transfer limitations (per debit)
(Money Fund & Savings)
$   0.50

aThe categories of transactions for which an overdraft fee may be imposed are those by any of the following means: check, in-person withdrawal, or other electronic means.
bThe categories of transactions for which a returned item fee may be imposed are those by any of the following means: check, in-person withdrawal, or other electronic means.