The State Bank

Spirit Lake • Terril

The State Bank

1902 Hill Ave • Spirit Lake, IA 51360 • 712.336.2455
101 N State Street • Terril, IA 51364 • 712.853.6200


Mortgage Loans


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Sallie Mae Smart Option

Welcome

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Your next home is just a click away!

Introducing Online Mortgage Applications.
  • Apply for a mortgage 24/7, from anywhere you can access the Internet
  • Save your application and return to complete it at your convenience
  • Verify your loan status anytime, anywhere
  • Access mortgage calculators to experiment with different products
  • Check out The State Bank's low interest rates and wide variety of loan products
Apply online today

Fixed Rate Mortgages and First Time Home Buyer programs are available. All applications are subject to normal credit approval.


On October 3, 2008, FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2013.

Beginning January 1, 2010 The State Bank will no longer participate in the FDIC's Transaction Account Guarantee Program. Thus after December 31, 2009, funds held in noninterest-bearing transaction accounts will no longer be guaranteed in full under the Transaction Account Guarantee Program, but will be insured up to $250,000 under the FDIC's general deposit insurance rules.