The State Bank

Spirit Lake • Terril

The State Bank

1902 Hill Ave • Spirit Lake, IA 51360 • 712.336.2455
101 N State Street • Terril, IA 51364 • 712.853.6200


Mortgage Loans


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Savings Bonds

Welcome

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Your next home is just a click away!

Introducing Online Mortgage Applications.
  • Apply for a mortgage 24/7, from anywhere you can access the Internet
  • Save your application and return to complete it at your convenience
  • Verify your loan status anytime, anywhere
  • Access mortgage calculators to experiment with different products
  • Check out The State Bank's low interest rates and wide variety of loan products
Apply online today

Fixed Rate Mortgages and First Time Home Buyer programs are available. All applications are subject to normal credit approval.


NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010 through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trus Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.