The State Bank

Spirit Lake • Terril

The State Bank

1902 Hill Ave • Spirit Lake, IA 51360 • 712.336.2455
101 N State Street • Terril, IA 51364 • 712.853.6200

Mortgage Loans

  • Apply for a mortgage anytime and anywhere.
  • Save your application to complete at a later time.
  • Calculators to help you make the best decition.

Apply Now

Sallie Mae Smart Option


Bills Got You Down?


Make life a little easier and enjoy the benefits of Bill Payer! Save time and money while managing all your bills in one spot.

With Bill Payer you can:

  • Pay any bill, anytime
  • Stop or change payments anytime
  • Schedule payments in advance
  • Eliminate stamp and envelope costs
  • Add any bill quickly with limited information
  • View your bill online (not available with all bills)

Get started today by enrolling in online banking. Already signed up? Simply let us know and we will enable bill payer on your account today.