The State Bank

Spirit Lake • Terril

The State Bank

1902 Hill Ave • Spirit Lake, IA 51360 • 712.336.2455
101 N State Street • Terril, IA 51364 • 712.853.6200

Mortgage Loans

  • Apply for a mortgage anytime and anywhere.
  • Save your application to complete at a later time.
  • Calculators to help you make the best decition.

Apply Now

National Cyber Security Awareness


The State Agency | Terril Insurance Agency

Some of the companies we represent:

• IMT • Allied
• Dickinson County Mutual • Progressive
• Grinnell Mutual • Heartland Mutual
• Hartford • Continental Western
• North Star Mutual • Metlife
• Acuity ...and many more!

Insurance Packages Available:

Personal Insurance Business Insurance
Homeowners Commercial Property
Auto General Liability
Watercraft Commercial Auto
Recreational Vehicles Commercial Umbrella
Antiques, Jewelry Workers Comp
Personal Umbrella Bonds
Farm Owners Specialty Markets
Farm Home/Auto Liquor Liability
Farmland/Machinery Professional E & O
Farm Liability Collector/Antique Autos
Multi-Peril Crop Fire/EMS Pak
Hail Special Event Liability

To obtain a FREE QUOTE, please visit our website: or give us a call at 712-336-2455.

FEDERAL SALE OF INSURANCE DISCLOSURE: Products refers to any insurance or annuity purchased. With regard to any Product, the following apply: 1)The Product is not a deposit account or other obligation of any depository institution. 2)The Product is not guaranteed or insured by any depository institution or any affiliate of any depository institution. 3)The Product is not insured by the Federal Deposit Insurance Corporation (FDIC). 4) The Product, except in the case of Federal Flood Insurance or Federal Crop Insurance, is not insured by any government agency.

Back to Top