Loans
Real Estate Loans
The State Bank is in the real estate market...no, not in the market to buy or sell, we're in the market
to make loans at competitive rates so "you" can buy or sell. If a change is in your near future, we can
find a loan program to fit your needs. Make your dream home a reality with our help.
Apply Online Now
Figure your payment with our loan calculator.
Consumer Loans
The State Bank offers consumer loans on a personal level. If you're planning a major purchase, an installment
loan could be just what you need. We make installment loans at competitive interest rates with a payback schedule
that fits your monthly budget.
Figure your payment with our loan calculator.
Agricultural Loans
The State Bank offers a full line of agricultural credit products to meet the needs of Dickinson County and surrounding area. Some of the services we offer include:
- Operating Loans/Lines of Credit
- Ag Real Estate Loans
- Equipment/Capital Improvement Loans
- Livestock Loans
- Loans through State and Federal Farm Loan Programs: FSA, Iowa Family Farm Development Program, etc.
Figure your payment with our loan calculator.
Commercial Loans
Our commercial loan department stands ready to evaluate your business financial needs. We offer a variety of commercial lending products such as:
- Business Lines of Credit
- Corporate Credit Cards
- Equipment Loans
- Inventory Financing
- Operating Capital Loans
- SBA Guaranteed Loans
Figure your payment with our loan calculator.
Student Loans
Visit www.studentloan.org for more information about the student loan services we offer.
We have also partnered with SallieMae® to offer the Sallie Mae Smart Option Student Loan®. This is an ideal solution to help bridge the gap between federal loans and the cost of your education expenses.
Features and Benefits:
- New interest rate type for Academic Year 2012-13. We now offer competitive fixed interest rates in addition to our low variable interest rates providing even more choice and flexibility.
- Borrow up to 100% of school certified education costs (minimum $1,000)
- Multiple in-school repayment options available
- Borrower benefits available – like rewards and interest rate reductions
- Rates that reward creditworthy borrowers
- Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate
- Fast Online Application. Our easy-to-complete application takes about 20 minutes. It's quick and easy.
- 24/7 online account management
- No prepayment penalty
