The State Bank

Spirit Lake • Terril

The State Bank

1902 Hill Ave • Spirit Lake, IA 51360 • 712.336.2455
101 N State Street • Terril, IA 51364 • 712.853.6200

Mortgage Loans

  • Apply for a mortgage anytime and anywhere.
  • Save your application to complete at a later time.
  • Calculators to help you make the best decition.

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First Time Homebuyers Assistance

The State Bank has been named a recipient of a Strong Communities Fund grant awarded by the Federal Home Loan Bank of Des Moines.

  • Grant recipients must be first time homebuyers.
  • Eligible homebuyers will benefit from a $5,000 grant.
  • The grant may be used for a down payment, closing costs, or homebuyer counseling.
  • Income and home purchase price limitations do apply.
  • If you are interested in purchasing a home using the grant, contact one of our lenders for details.
  • Get started today by completing an online mortgage application.