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Spirit Lake • Terril

The State Bank

1902 Hill Ave • Spirit Lake, IA 51360 • 712.336.2455
101 N State Street • Terril, IA 51364 • 712.853.6200


Mortgage Loans

  • Apply for a mortgage anytime and anywhere.
  • Save your application to complete at a later time.

Apply Now




Sallie Mae Smart Option

Our Spirit Lake lobby will be closed to the public until further notice. Please continue to use our digital products or contact us to make an appointment

Small Business Customers
Visit our Paycheck Protection Program page for more information on the recent changes to the PPP program.

Calculators

Loan Calculator

Use this calculator to determine the payment amount for a loan.

Investment Calculator

Use this calculator to determine the value of an initial investment after a certain period of time.

Annuity Calculator

Use this calculator to determine the value of a series of scheduled contributions.

Deposit Insurance Estimator

Use this FDIC tool to determine how much deposit insurance coverage you have.

The State Bank accepts no liability for any losses as a result of the use of these calculators and makes no guarantee as to the accuracy of these calculators. The calculators are provided for informational use only.

Member FDIC Equal Housing Lender