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Spirit Lake • Terril

The State Bank

1902 Hill Ave • Spirit Lake, IA 51360 • 712.336.2455
101 N State Street • Terril, IA 51364 • 712.853.6200


Mortgage Loans

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Sallie Mae Smart Option

Our Spirit Lake lobby will be closed to the public until further notice. Please continue to use our digital products or contact us to make an appointment

Small Business Customers
Visit our Paycheck Protection Program page for more information on the recent changes to the PPP program.

Contact Us

At The State Bank, we value our customers and their opinions. Please feel free to submit any comments or questions you have about our institution, it's services, or this web site. Having satisfied customers is our number one goal. If you need more information on our many services, you can request that information here as well. If you'd rather send an e-mail, send it to info@statebankspiritlake.com.

Spirit Lake
1902 Hill Avenue
Spirit Lake, IA 51360
Ph: 712.336.2455
Fax: 712.336.2463

Lobby Hours
**By appointment only**
M-F: 8:30am to 4:00pm

Drive Up Hours
M-F: 8:00am to 5:00pm
Sat.: 9:00am to Noon
Terril
101 N State Street
Terril, IA 51364
Ph: 712.853.6200
Fax: 712.853.6201

Lobby Hours
M-F: 1:00pm to 3:00pm


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Member FDIC Equal Housing Lender