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Spirit Lake • Terril

The State Bank

1902 Hill Ave • Spirit Lake, IA 51360 • 712.336.2455
101 N State Street • Terril, IA 51364 • 712.853.6200


Mortgage Loans

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Sallie Mae Smart Option

Our Spirit Lake lobby will be closed to the public until further notice. Please continue to use our digital products or contact us to make an appointment

Small Business Customers
Visit our Paycheck Protection Program page for more information on the recent changes to the PPP program.

Loan Payment | Investment | Annuity

Loan Payment Calculator

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The State Bank accepts no liability for any losses as a result of the use of these calculators and makes no guarantee as to the accuracy of these calculators. The calculators are provided for informational use only.

Member FDIC Equal Housing Lender